Troy, New York, is a historic and student-oriented city located along the eastern bank of the Hudson River, just north of Albany. Founded in the late 18th century and shaped by manufacturing, engineering, and trade, Troy has evolved into a lively college town that blends architectural character, academic intensity, and a growing arts scene. Its walkable downtown, riverfront setting, and strong university presence make it especially appealing to students seeking an urban environment with a close-knit community feel.

Troy is home to approximately 50,000 residents, with a significant portion of the population made up of students attending institutions such as Rensselaer Polytechnic Institute (RPI) and Russell Sage College. The city’s student concentration is highest in neighborhoods near campus and downtown, where academic, housing, and social infrastructure are well established. Troy’s overall crime rate is higher than the national average, but student-focused areas near RPI, downtown Troy, and campus-adjacent residential streets tend to be better lit, more actively patrolled, and preferred by students.

Compared to major East Coast cities, Troy offers a moderate cost of living, particularly attractive for students in New York State. Rental prices near campus generally range from $1,100–$1,800 per month for shared apartments, depending on proximity, building age, and amenities. With lower housing costs than New York City or Boston and strong academic credentials, Troy provides students with a practical and academically focused place to live and study.

The best student housing Troy offers a mix of privacy and connection to the social scene. Amber makes your search for Troy student housing easy. It lets you filter options based on what matters most to you. You’ll see verified listings with real photos and reviews from actual students. For students on a tight budget, Troy is a fantastic location. Affordable housing alternatives for 1B, 2B, 3B, studio flats, and many more are available.

Comparing costs, features, and locations is made easy using amber's platform. In addition to this, amber provides students with a range of practical services. There are numerous reasonably priced possibilities for student housing Troy. Amber filters allow you to sort by price. You can see exactly what you get for your money because the listings are explicit.

1. Auden Albany: The property has different options like 1B, 2B, 3B, and 4B apartments with amenities like a game room starting from $1049 per month!

2. Incite at Troy: The property has options like 2B, 3B, and 4B apartments with amenities like a clubhouse starting from $974 per month.

Troy offers a variety of neighborhoods that suit every student’s lifestyle—whether you prefer a lively coastal area, a peaceful suburban community, or proximity to local campuses and transit lines. Known for its safe, student-friendly environment and moderate housing prices, Troy is a great place to live and learn. Here are some of the most popular student areas:

1. Downtown Troy – The neighborhood is packed with cafés, local restaurants, historic buildings, co-working spots, and weekend farmers’ markets. Student apartments and shared lofts in Downtown Troy typically range from $1,400 – $2,200 per month, depending on building type and amenities.

2. Eastside (Near RPI Campus) – The area has a strong student presence, quieter residential streets, and easy access to campus facilities, libraries, and dining halls. Rent in this neighborhood generally falls between $1,300 – $1,900 per month, making it one of the more affordable and convenient options for RPI students.

3. Lansingburgh – The neighborhood features local shops, grocery stores, and riverfront access, with reliable CDTA bus routes connecting it to Downtown Troy and RPI. While quieter than the city center, it remains well-connected and student-accessible. Student housing in Troy New York, typically ranges from $1,200 – $1,800 per month, depending on unit size and proximity to transit.

Troy has a variety of student housing choices. These options fit different lifestyles, budgets, and preferences. Amber offers fully furnished, high-quality rooms. Not only does amber provide a variety of options, but it also allows students to filter out rooms based on their proximity to universities. This enables students to choose their apartments conveniently and quickly! Here’s a breakdown of the room types available:
1. Studios
Studios are fully self-contained spaces with a bedroom, bathroom, and compact kitchen.
Privacy: Complete independence with private facilities.
Shared Living Areas: No shared spaces inside the unit.
Ideal For: Students who prefer a fully independent living setup.
2. 1-Bed or 2-Bed Apartments
These apartments feature one or two separate bedrooms along with a shared kitchen, bathroom, and often a living room.
Privacy: Bedrooms are private; other areas are shared.
Shared Living Areas: Kitchen, bathroom, and lounge are communal.
Ideal For: Students wanting semi-private space with access to social areas.
3. Shared Apartments
Shared apartments have private bedrooms but include communal bathrooms, kitchens, and lounges.
Privacy: Bedrooms are private; common areas are shared.
Shared Living Areas: Strong focus on social living and group activities.
Ideal For: Students who enjoy community living and making friends.
4. 4-Bedroom Apartments
Four-bedroom units offer individual bedrooms and shared common spaces like the kitchen, living room, and bathrooms.
Privacy: Bedrooms are private; common areas are shared.
Shared Living Areas: Communal spaces support social interaction while maintaining personal space.
Ideal For: Students in larger groups or those seeking affordable housing with personal space.

Understanding the cost of living in Troy is essential for students budgeting for their educational journey. With a variety of expenses to consider, from housing to groceries, it's imperative to comprehend how the cost of living in the USA as a student pans out. In Troy, students can anticipate an average cumulative cost of living to be around $2,000 - $3,500 per month. This estimate is critical for those looking to find comfortable and affordable student apartments in Troy NY, that won't stretch their budget too thin.
1. Off-campus housing: $1400 - $2700 per month
2. Food & Groceries: $300 -$350 per month
3. Transportation:  $80 - $120 per month
4. Utilities: $100 - $180 per month
5. Clothing: $25 - $70 per month
6. Sports & Leisure:  $60 - $80 per month